We help you determine the appropriate allocation for your investments and, if desired, we make those changes for you and maintain them over time.

For those who are planning to retire either years in the future or ASAP, we help determine the likelihood of success of your plan. We answer questions like, "Am I putting away enough?" and "When is the soonest I can retire?”

For small business owners, we coordinate with you and your tax professional to determine the most appropriate savings vehicle for you and your employees, whether it's SIMPLEs, SEPs or 401(k)s. We also look for ways to help mitigate taxes for the long term. When you're ready to exit, we assist you through the sale of your business.

Do you have unexpectedly high capital gains? Do you have significant tax-deferred dollars? Nondeductible contributions in your IRAs? Company stock in a 401(k)? Are your Medicare Premiums increasing due to your investment income? Let us help you determine how to mitigate taxes over time and, better yet, we'll coordinate with your tax professional for you.

We help make sure your account registrations and beneficiaries are aligned with your wishes in your will or trust. We can coordinate with you and your estate attorney to create a plan to make sure your dollars go where you want them to after you pass in the most efficient manner possible.

So you've reached retirement and done a good job building a nest egg. Now how much do you pull from which account to make your assets last as long as possible? Let us help you maximize spending as you check things off your bucket list.

Some of the other topics we provide advice on are education planning, long-term care planning, financing options, life and disability insurance, and more. If we are not able to help, we'll make sure to point you in the right direction.